Travel insurance for peace of mind. Coverage for trips around the world.
✓ Trip cancellation
✓ Medical coverage
✓ Baggage protection
✓ Emergency assistance
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All Travel Providers (17)
✈️ Insubuy
★ 4.7/5.0
$113 - $214
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Strong niche focus on visitor-to-USA and international student/J-1/F-1 plans — one of the largest US-based marketplaces for non-resident travel medical insurance
- • Side-by-side comparison engine lets buyers filter plans by deductible, policy maximum, pre-existing condition coverage, and PPO network in a single quote flow
CONS
- • Insubuy is a broker/agency, not an insurer — claims, approvals, and customer service after purchase are handled by the underwriter (IMG, Seven Corners, etc.), which can create handoff confusion
- • Product mix is heavily weighted toward visitor and international student medical coverage; selection of traditional domestic trip-cancellation/CFAR products is narrower than at Squaremouth or InsureMyTrip
✈️ GeoBlue
★ 4.6/5.0
$53 - $151
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Direct access to the Blue Cross Blue Shield Global Core international provider network, with cashless/direct-pay arrangements at participating hospitals so members typically avoid out-of-pocket payment and reimbursement claims abroad
- • Specializes in long-term international medical plans (Xplorer for expats, Navigator for students/scholars, Voyager for short trips) rather than treating travel medical as a sideline to trip-cancellation products
CONS
- • Not a comprehensive travel insurance product — most GeoBlue plans cover medical, evacuation, and repatriation only, with little or no trip cancellation, trip interruption, or baggage coverage
- • Voyager short-term plans generally require applicants to already have a primary U.S. health insurance plan in force, which excludes uninsured travelers
✈️ VisitorsCoverage
★ 4.6/5.0
$69 - $332
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Specializes in visitor-to-USA and international student/J-1/J-2 travel medical plans, a niche underserved by mainstream U.S. trip-cancellation carriers
- • Aggregates plans from multiple underwriters (IMG, Seven Corners, Trawick, WorldTrips, INF, etc.) on one comparison platform, allowing side-by-side filtering by deductible, PPO network, and pre-existing condition coverage
CONS
- • Acts as a broker/marketplace rather than an underwriter — claims are handled by the underlying insurer (IMG, Seven Corners, etc.), so customer service quality varies by plan chosen
- • Heavily focused on travel medical / visitor coverage; trip-cancellation and trip-interruption product depth is narrower than dedicated CFAR-focused competitors like Allianz or Travel Guard
✈️ Travelex
★ 4.6/5.0
$62 - $220
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Travel Select plan covers children age 17 and under at no additional cost when traveling with a covered parent or grandparent — a feature most competitors charge per-traveler for
- • Underwritten by Berkshire Hathaway Specialty Insurance, which carries an AM Best A++ (Superior) financial strength rating
CONS
- • Entry-level Travel Basic plan has notably lower medical and evacuation limits than competitors' base plans, often requiring an upgrade to Travel Select for meaningful coverage
- • Does not offer a dedicated 'Cancel For Work Reasons' or robust pre-existing condition waiver unless the policy is purchased within a short window after the initial trip deposit (typically 15–21 days)
✈️ Seven Corners
★ 4.6/5.0
$49 - $161
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Strong specialization in visitor-to-USA insurance with dedicated plans (Liaison Travel, Inbound USA) designed for non-U.S. citizens, an underserved niche many U.S. carriers don't cover
- • Offers travel medical plans with coverage durations up to 364 days, making them viable for expats, missionaries, and long-term international travelers
CONS
- • Independent customer reviews on Trustpilot and the BBB frequently cite slow claims processing and documentation requests, a recurring complaint pattern in travel insurance reviews
- • Pre-existing condition waivers on some plans require purchase within 20 days of initial trip deposit, a tighter window than competitors that allow 14–21 days from final payment
✈️ Nationwide
★ 4.6/5.0
$31 - $162
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Offers three dedicated cruise-focused plans (Universal Cruise, Choice Cruise, Luxury Cruise) with cruise-specific covered reasons like missed port departure and ship-based mechanical breakdowns — a differentiator vs. generic travel plans
- • Underwritten by Crum & Forster (AM Best A rating), part of Fairfax Financial, providing financial stability separate from Nationwide's own A+ AM Best rating on its core P&C book
CONS
- • Travel insurance is not underwritten by Nationwide itself — claims and service are handled by Crum & Forster/Travel Insured International, which can confuse customers expecting Nationwide-branded service
- • Not licensed/available in all states — New York residents in particular face restricted plan availability, and some plans are unavailable in Washington and a handful of other states
✈️ Patriot
★ 4.5/5.0
$82 - $341
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Patriot Platinum and Patriot International plans offer high medical maximums up to $8 million, which is unusually high compared to most domestic trip-insurance competitors capped at $250K-$500K
- • Strong specialization in international travel medical coverage for U.S. citizens traveling abroad and non-U.S. citizens visiting the U.S., including the Patriot America plan tailored to inbound visitors
CONS
- • Patriot plans are travel medical insurance, not comprehensive trip cancellation/interruption insurance — trip cost reimbursement is limited or absent compared to package plans from Allianz, Travel Guard, or Travelex
- • Coverage in the United States for U.S. citizens is limited to incidental trips (typically 5 days per 6 months) — not a substitute for domestic health insurance
✈️ Allianz
★ 4.4/5.0
$57 - $231
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Offers the AllTrips annual multi-trip plans (AllTrips Basic, Prime, Executive, Premier) for frequent travelers, a product line less common among U.S. travel insurers
- • TravelSmart mobile app provides 24/7 access to claims filing, policy details, hospital locator, and real-time travel alerts — widely cited in third-party reviews
CONS
- • Cancel For Any Reason (CFAR) coverage is not offered on most standard Allianz plans, unlike many direct competitors who include it as an upgrade
- • Medical coverage limits on entry-level plans (e.g. OneTrip Basic) are notably lower than industry leaders for comprehensive plans, often cited around $10,000–$15,000
✈️ Trawick
★ 4.4/5.0
$110 - $320
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Strong specialization in international/expat coverage — Safe Travels Outbound and Collegiate Care plans are designed specifically for non-US residents and students abroad, a niche many domestic carriers don't serve
- • Offers high medical maximums (up to $1M+ on some Safe Travels plans) with relatively low deductibles, making it popular for adventure travelers and long-stay expats
CONS
- • Customer reviews on Squaremouth and Trustpilot frequently cite slow claims processing times, with some reimbursement cases reportedly taking 60–90+ days to resolve
- • Policy documents and exclusions are widely described as dense and difficult to interpret, leading to disputes over pre-existing condition definitions and 'usual and customary' medical reimbursement caps
✈️ IMG
★ 4.3/5.0
$118 - $159
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ Generali
★ 4.3/5.0
$92 - $195
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ Safety Wing
★ 4.3/5.0
$75 - $164
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ AXA
★ 4.2/5.0
$65 - $241
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ Arch RoamRight
★ 4.1/5.0
$74 - $296
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ Squaremouth
★ 4/5.0
$87 - $247
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ World Nomads
★ 3.9/5.0
$103 - $325
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
✈️ Travel Guard
★ 3.8/5.0
$95 - $239
Coverage Types:
MedicalEvacuationTrip cancellation
Deductible: Varies
Key Features:
- ✓ Adventure activities
- ✓ Claims online
- ✓ Flexible duration
PROS
- • Global coverage
- • Easy claims
CONS
- • Higher premiums
- • Exclusions
How to Choose
- • Compare quotes from multiple providers
- • Review coverage types and deductibles
- • Check customer ratings and reviews
- • Look for available discounts
- • Verify policy terms and conditions
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