Terms of Service

1. Acceptance of Terms

By accessing and using Insurance Compare, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Insurance Compare for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the site
  • Remove any copyright or other proprietary notations
  • Transfer the materials to another person or "mirror" the materials on another server

3. Disclaimer

The materials on Insurance Compare are provided on an 'as is' basis. Insurance Compare makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall Insurance Compare or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Insurance Compare.

5. Accuracy of Materials

The materials appearing on Insurance Compare could include technical, typographical, or photographic errors. Insurance Compare does not warrant that any of the materials on our website are accurate, complete, or current. Insurance Compare may make changes to the materials contained on our website at any time without notice.

6. Links

Insurance Compare has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Insurance Compare of the site. Use of any such linked website is at the user's own risk.

7. Modifications

Insurance Compare may revise these terms of service for our website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. User-Provided Information

By submitting quotes, contact forms, or other information through our website, you represent that such information is accurate and complete. You are solely responsible for the accuracy of information you provide.

10. Affiliate Disclosure

Insurance Compare participates in affiliate marketing programs. This means we may earn a commission when you click on links to insurance providers and complete a purchase or quote request. This compensation does not affect our editorial independence or the objectivity of our comparisons.

Specifically:

  • We are compensated by insurance carriers and affiliate networks (including CJ Affiliate and Impact.com) for referrals
  • Compensation may influence the placement or prominence of certain providers on our site
  • Not all insurance providers are represented on our platform
  • All quotes and comparisons are provided for informational purposes only

This disclosure is made in accordance with the FTC's guidelines on endorsements and testimonials (16 CFR Part 255).

11. Insurance Disclaimer

Insurance Compare is a comparison platform and is not a licensed insurance agent or broker. We do not sell, solicit, or negotiate insurance policies. All insurance products are provided by licensed insurance carriers and agents. Quotes are estimates only and actual rates may vary based on individual circumstances, underwriting criteria, and state regulations. Always review policy documents carefully before purchasing.

12. Limitation of Liability

To the maximum extent permitted by law, Insurance Compare shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of data, revenue, or profits. Our total aggregate liability shall not exceed $100 USD.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Last Updated: April 2026