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D&O

Compare top providers and save up to 40% on your d&o.

Directors & Officers insurance protects company leadership from legal liability. Essential coverage for board members and executives.

✓ Leadership protection

✓ Legal defense included

✓ Expert claims

✓ Competitive rates

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All D&O Providers (5)

👔 Berkley

★ 4.8/5.0

$620 - $2900

Coverage Types:

Wrongful actsEmployment liabilityDefense costsIndemnification

Deductible: $10000-$50000

Key Features:

  • ✓ Full protection
  • ✓ Legal defense
  • ✓ Claims support

PROS

  • • AM Best A+ (Superior) financial strength rating across W. R. Berkley insurance subsidiaries, with the parent company being a Fortune 500 firm founded in 1967
  • • Decentralized operating-unit model (50+ specialty units) means D&O underwriters typically have niche expertise in specific verticals like non-profits, private companies, healthcare organizations, and financial institutions rather than generic D&O

CONS

  • • Distributed exclusively through wholesale and retail brokers — no direct-to-business quoting portal, so insureds cannot self-serve
  • • Primarily targets private company, non-profit, and small/mid-cap public D&O; large-cap public company D&O capacity is more limited compared to AIG, Chubb, or Travelers
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👔 CNA

★ 4.75/5.0

$590 - $2800

Coverage Types:

Wrongful actsEmployment liabilityDefense costsIndemnification

Deductible: $10000-$50000

Key Features:

  • ✓ Full protection
  • ✓ Legal defense
  • ✓ Claims support

PROS

  • • Comprehensive
  • • Expert underwriting

CONS

  • • Expensive coverage
  • • Complex underwriting
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👔 Travelers

★ 4.699999999999999/5.0

$560 - $2700

Coverage Types:

Wrongful actsEmployment liabilityDefense costsIndemnification

Deductible: $10000-$50000

Key Features:

  • ✓ Full protection
  • ✓ Legal defense
  • ✓ Claims support

PROS

  • • Comprehensive
  • • Expert underwriting

CONS

  • • Expensive coverage
  • • Complex underwriting
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👔 Chubb

★ 4.6499999999999995/5.0

$530 - $2600

Coverage Types:

Wrongful actsEmployment liabilityDefense costsIndemnification

Deductible: $10000-$50000

Key Features:

  • ✓ Full protection
  • ✓ Legal defense
  • ✓ Claims support

PROS

  • • Comprehensive
  • • Expert underwriting

CONS

  • • Expensive coverage
  • • Complex underwriting
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👔 AIG

★ 4.6/5.0

$500 - $2500

Coverage Types:

Wrongful actsEmployment liabilityDefense costsIndemnification

Deductible: $10000-$50000

Key Features:

  • ✓ Full protection
  • ✓ Legal defense
  • ✓ Claims support

PROS

  • • Comprehensive
  • • Expert underwriting

CONS

  • • Expensive coverage
  • • Complex underwriting
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