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Liability

Compare top providers and save up to 40% on your liability.

General liability insurance protects your business from third-party claims. Essential coverage for property damage and bodily injury liability.

โœ“ Property damage coverage

โœ“ Bodily injury protection

โœ“ Legal defense included

โœ“ Medical payments coverage

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All Liability Providers (5)

โš–๏ธ Zurich

โ˜… 4.800000000000001/5.0

$420 - $1900

Coverage Types:

General liabilityProducts liabilityCompleted operationsLegal defense

Deductible: $500-$5000

Key Features:

  • โœ“ General liability
  • โœ“ Products coverage
  • โœ“ Completed ops

PROS

  • โ€ข Strong expertise in multinational liability programs, with a proprietary Multinational Insurance Application (MIA) platform used to coordinate locally admitted policies across 200+ countries and territories
  • โ€ข AM Best A+ (Superior) financial strength rating on core Zurich North America underwriting entities, supporting capacity for high-limit general liability and excess/umbrella placements

CONS

  • โ€ข Does not market personal liability, homeowners, or personal auto policies to U.S. consumers โ€” Zurich in North America is almost entirely a commercial carrier, so individual shoppers generally cannot buy direct
  • โ€ข Distribution is broker-only; no direct-to-consumer quoting website or captive agent force, which can make access difficult for small businesses without an existing broker relationship
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โš–๏ธ AIG

โ˜… 4.7/5.0

$390 - $1800

Coverage Types:

General liabilityProducts liabilityCompleted operationsLegal defense

Deductible: $500-$5000

Key Features:

  • โœ“ General liability
  • โœ“ Products coverage
  • โœ“ Completed ops

PROS

  • โ€ข Comprehensive
  • โ€ข Bundle savings

CONS

  • โ€ข Premium costs
  • โ€ข Complex policies
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โš–๏ธ Hartford

โ˜… 4.6000000000000005/5.0

$360 - $1700

Coverage Types:

General liabilityProducts liabilityCompleted operationsLegal defense

Deductible: $500-$5000

Key Features:

  • โœ“ General liability
  • โœ“ Products coverage
  • โœ“ Completed ops

PROS

  • โ€ข Comprehensive
  • โ€ข Bundle savings

CONS

  • โ€ข Premium costs
  • โ€ข Complex policies
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โš–๏ธ CNA

โ˜… 4.5/5.0

$330 - $1600

Coverage Types:

General liabilityProducts liabilityCompleted operationsLegal defense

Deductible: $500-$5000

Key Features:

  • โœ“ General liability
  • โœ“ Products coverage
  • โœ“ Completed ops

PROS

  • โ€ข Comprehensive
  • โ€ข Bundle savings

CONS

  • โ€ข Premium costs
  • โ€ข Complex policies
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โš–๏ธ Travelers

โ˜… 4.4/5.0

$300 - $1500

Coverage Types:

General liabilityProducts liabilityCompleted operationsLegal defense

Deductible: $500-$5000

Key Features:

  • โœ“ General liability
  • โœ“ Products coverage
  • โœ“ Completed ops

PROS

  • โ€ข Comprehensive
  • โ€ข Bundle savings

CONS

  • โ€ข Premium costs
  • โ€ข Complex policies
Get Quote โ†’

How to Choose

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